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Articles: December 17, 2001
Let’s make sure that this year you are really prepared for the Xmas onslaught. It’s an interesting time...extremely stressful for many people. There’s the pressure to complete projects, plan for 2002 ...
Lorraine Pirihi | Business Articles | December 17, 2001

Small business owners and self-employed individuals often need to deal with the complicated and often confusing issue of distinguishing between “employee” and “independent contractor” status. This iss...
Tony Novak | Business Articles | December 17, 2001

It has always been difficult for consumers who purchase health insurance to find meaningful data on the quality of the available plans. It has been even more difficult, I think, for a health insurance...
Tony Novak | Business Articles | December 17, 2001

I’m always amazed that so many people spend most of their life at work and totally neglect their personal affairs.Many of the business people I work with want their professional lives to be in order, ...
Lorraine Pirihi | Business Articles | December 17, 2001

If you are planning a trip overseas then you have probably wondered how your US medical plan will cover you outside of the U.S. If you have a managed care (HMO) plan, then you might not have any cove...
Tony Novak | Business Articles | December 17, 2001

Medical Savings Accounts (MSAs) are promoted as the salvation of small businesses in desperate need of affordable health insurance plans. Forbes called MSAs "Super-IRAs" and Business Week wrote "almos...
Tony Novak | Business Articles | December 17, 2001

A key decision that millions of Americans face each year is whether to elect "COBRA" “HIPAA” or “COBRA alternative” health care continuation coverage when they lose employer-provided health coverage. ...
Tony Novak | Business Articles | December 17, 2001

Holding staff retreats that are well planned & done regularly can provide tremendous benefits to you & your team. Just a few of these benefits include: Team members who feel appreciated. A great sense...
Lisa Simmons | Business Articles | December 17, 2001

A relatively new type of retirement plan is now available to businesses with less than 100 employees. The new plan is called “SIMPLE” and it is easy addition to the employee benefits for almost any sm...
Tony Novak | Business Articles | December 17, 2001

Employers in many areas are finding applicant pools sparsely populated if not completely void of the most desirable candidates because of record low unemployment. Plans for growth should include flexi...
Mason Duchatschek | Business Articles | December 17, 2001

Students often wonder if they really need health insurance. It seems like a reasonable question when you are young and healthy and seemingly invincible. After all, almost everyone who knows how to acc...
Tony Novak | Business Articles | December 17, 2001

“If they can fog a mirror we’ll hire them.”“If their crimes weren’t too bad, we’ll give them a job.”“We’ll hire whatever applicants we can get.”
Mason Duchatschek | Business Articles | December 17, 2001

In Economics 101 I learned the basic laws of supply and demand. When the demand was high and the supply was low . . . prices went up. From an employer’s perspective, I would say that lesson accurately...
Mason Duchatschek | Business Articles | December 17, 2001

“Wise is the man who fixes his roof while the sun is shining.” – Ben Franklin
Mason Duchatschek | Business Articles | December 17, 2001

Surveys of self-employed individuals consistently show that one of their major concerns is the ability to buy affordable health insurance. One in 4 self-employed persons has no health insurance today ...
Tony Novak | Business Articles | December 17, 2001





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